Terms and Conditions
Last updated: July 21, 2023
Welcome to circleapp!
The company offering the services with the registered name AKNJ TECHNOLOGIES PVT LTD. with the brand name as CircleApp, having its registered office at 2B/458 First Floor, Vasundhara, Ghaziabad 201012. These terms and conditions outline the rules and regulations for the use of AKNJ TECHNOLOGIES PRIVATE LIMITED's Website or Mobile Application or App, located at https://www.circleapp.in/. By accessing this website or app we assume you accept these terms and conditions. Do not continue to use circleapp if You do not agree to take all of the terms and conditions stated on this page.
The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: "Client", "You" and "Your" refers to You, the person log on this website or app, and compliant to the Company's terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to Our Company. "Party", or "Parties", refers to both the Client and ourselves. The user is anyone who accesses or uses our services. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client's needs in respect of provision of the Company's stated services, in accordance with and subject to, prevailing law of. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to the same.
The primary objective of this agreement is to obtain explicit consent from the user for the acquisition of their CIBIL credit report and the use of their Aadhaar and PAN card information. This is necessary for the facilitation of their house security, which requires an analysis of their financial health.
By accepting these terms and conditions, the user provides explicit consent for us to access their CIBIL credit report and use their Aadhaar and PAN card information for the purpose stated above.
We wish to inform our users that their Aadhaar and PAN card information will be shared with our partner, Moshpit Technologies Private Limited, for the purpose of facilitating the Bureau Pull. Rest assured, Moshpit Technologies Pvt. Ltd. adheres to the same privacy and data protection standards as we do.
Unless otherwise stated, AKNJ TECHNOLOGIES PRIVATE LIMITED and/or its licensors own the intellectual property rights for all material on circleapp. All intellectual property rights are reserved. You may access this from circleapp for Your own personal use subjected to restrictions set in these terms and conditions.
You must not:
Republish material from circleapp
Sell, rent or sub-license material from circleapp
Reproduce, duplicate or copy material from circleapp
Redistribute content from circleapp
This Agreement shall begin on the date hereof. Our Terms and Conditions were created with the help of the Free Terms and Conditions Generator. Parts of this website and app offer an opportunity for users to post and exchange opinions and information in certain areas of the website or app. AKNJ TECHNOLOGIES PRIVATE LIMITED does not filter, edit, publish or review Comments prior to their presence on the website and app. Comments do not reflect the views and opinions of AKNJ TECHNOLOGIES PRIVATE LIMITED,its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, AKNJ TECHNOLOGIES PRIVATE LIMITED shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website or app.
AKNJ TECHNOLOGIES PRIVATE LIMITED reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.
You warrant and represent that:
You are entitled to post the Comments on Our website or app and have all necessary licenses and consents to do so;
The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party;
The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material which is an invasion of privacy
The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.
You hereby grant AKNJ TECHNOLOGIES PRIVATE LIMITED a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of Your Comments in any and all forms, formats or media.
Hyperlinking to Our Content
The following organizations may link to Our Website or App without prior written approval:
Online directory distributors may link to Our Website or App in the same manner as they hyperlink to the Websites of other listed businesses; and
System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to Our Website or App.
These organizations may link to Our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party's site.
We may consider and approve other link requests from the following types of organizations:
commonly-known consumer and/or business information sources;
dot.com community sites;
associations or other groups representing charities;
online directory distributors;
accounting, law and consulting firms; and
educational institutions and trade associations.
We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to Ourselves or to Our accredited businesses; (b) the organization does not have any negative records with Us; (c) the benefit to Us from the visibility of the hyperlink compensates the absence of AKNJ TECHNOLOGIES PRIVATE LIMITED; and (d) the link is in the context of general resource information. These organizations may link to Our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party's site.
If You are one of the organizations listed in paragraph 2 above and are interested in linking to Our website or App, You must inform Us by sending an e-mail to AKNJ TECHNOLOGIES PRIVATE LIMITED. Please include Your name, Your organization name, contact information as well as the URL of your site, a list of any URLs from which You intend to link to Our Website or App, and a list of the URLs on Our site to which You would like to link. Wait 2-3 weeks for a response.
Approved organizations may hyperlink to Our Website or App as follows:
By use of Our corporate name; or
By use of the uniform resource locator being linked to; or
By use of any other description of Our Website or App being linked to that makes sense within the context and format of content on the linking party's site.
No use of AKNJ TECHNOLOGIES PRIVATE LIMITED's logo or other artwork will be allowed for linking absent a trademark license agreement.
Without prior approval and written permission, You may not create frames around Our Webpages that alter in any way the visual presentation or appearance of Our Website or App.
We shall not be hold responsible for any content that appears on Your Website. You agree to protect and defend Us against all claims that is rising on Your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.
Reservation of Rights
We reserve the right to request that You remove all links or any particular link to Our Website or App. You approve to immediately remove all links to Our Website or App upon request. We also reserve the right to amen these terms and conditions and it's linking policy at any time. By continuously linking to Our Website or App, You agree to be bound to and follow these linking terms and conditions.
Removal of links from Our website or app
If You find any link on Our Website or App that is offensive for any reason, You are free to contact and inform Us any moment. We will consider requests to remove links but We are not obligated to or so or to respond to You directly. We do not ensure that the information on this website or app is correct, We do not warrant its completeness or accuracy; nor do We promise to ensure that the website or app remains available or that the material on the website or app is kept up to date.
To the maximum extent permitted by applicable law, We exclude all representations, warranties and conditions relating to Our website or app and the use of this website or app. Nothing in this disclaimer will:
limit or exclude Our or Your liability for death or personal injury;
limit or exclude Our or Your liability for fraud or fraudulent misrepresentation;
limit any of Our or Your liabilities in any way that is not permitted under applicable law; or
exclude any of Our or Your liabilities that may not be excluded under applicable law.
The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty. As long as the website or app and the information and services on the website or app are provided free of charge, we will not be liable for any loss or damage of any nature.
We place utmost importance on the protection of the user's personal information. We have implemented stringent data security measures to guard against unauthorized access, alteration, disclosure, or destruction of your personal information.
Users are entitled to access their personal data, correct any inaccuracies, and opt out of certain uses of their data. These rights can be exercised by contacting us through the provided contact information.
Changes to the Agreement
We reserve the right to modify this Agreement at any time. Any changes will be posted on this page and, where appropriate, notified to users via email.